Unfortunately a lot of people I come into contact with for my job have had difficulties with their credit. I have also found that a lot of people never received a proper education on how to acquire and maintain good credit. Apparently, they did not have an oh so caring mother like mine to nag you over and over again with, "It'll go on your credit. " Ahh...I can hear her sing-song nagging now....But, back to the present! So, due to my recent findings, I have decided to post tips on how to acquire credit, improve your credit or maintain the good credit you may already have.
Steps that you can take on your own.
Tip #1 Pay Loans First. Pay them before you spend money on extracurricular activities i.e.
dinner movies etc. Missed payments hurt your credit rating.